For assistance please call 704.633.1772

Loan Payment Portal

Welcome to the F&M Bank Loan Payment Portal. 


To make a quick payment without registering, simply click the Pay Now button below

To manage your account or view a history of transactions made through this portal, please login to the payment portal.  Your name or Business name with the last 6 digits of the SSN/TIN/EIN is needed to verify your identity.

Please note that the cutoff time for same-day loan payments is 6:00 pm EST.  Payments received after this time or those scheduled for a non-business day will be processed on the next business day.  A business day is considered to be Monday - Friday, excluding federal holidays.  A late charge may be assessed if your loan becomes past due.

To protect your account from unauthorized access, your session will be closed after a period of inactivity. 

For Loan Payoff Amount call 704.633.1772 or login to our Online Banking.

For Principal Only Payments call 704.633.1772 or stop in to your local office.