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Want to apply for a new loan with a live person?  Call 254-761-2001 option 5.  Often Extraco can Meet or Beat our competitor's rates!

 

Welcome to Extraco Smart Pay

We have a new loan payment portal! To avoid disruptions, please disable any recurring payments on this platform.  Once you've disabled your payment, you can sign into our new loan payment platform; www.extracobanks.com/loan-payment.  SmartPay will be discontinued on April 30, 2025. If you are needing assistance or have questions, please call 800-522-3972 or email  mailto:webcustomercare@extracobanks.com

Extraco Banks is member FDIC