As a reminder, if you are having an issue logging in as a returning user, BayFirst SmartPay payment methods (Checking/Savings account or Debit Card), each have their own unique user credentials.
You may still proceed to make a payment without logging in using our QuickPay (PAY NOW) option.
For more assistance on loan payments through our SmartPay portal, contact BayFirst customer support at (833) 698-2265.